In today’s digital age, we rely heavily on our ATM cards to conduct our financial transactions. Whether it’s for buying groceries or paying bills, credit and debit cards have made our lives easier.
However, there are times when we forget or misplace our cards, and it can be frustrating to find ourselves in a situation where we need cash, but we don’t have our ATM card.
Fortunately, there are still ways to withdraw money from an ATM without a card. In this article, we will explore some of the methods that you can use to withdraw cash without a card.
Method 1: Mobile Banking App
Most banks now offer mobile banking apps that allow you to withdraw cash from an ATM without a card. If you have a smartphone and have installed your bank’s mobile banking app, you can use it to withdraw money. Here’s how:
Step 1: Log in to your mobile banking app using your credentials.
Step 2: Look for the option that says “Cardless Cash Withdrawal” or something similar.
Step 3: Select the amount you want to withdraw and the account you want to withdraw from.
Step 4: You will receive a one-time authorization code or a QR code on your mobile device.
Step 5: Go to the ATM and select the “Cardless Cash Withdrawal” option.
Step 6: Enter the one-time authorization code or scan the QR code to proceed with the transaction.
Step 7: Collect your cash and the transaction receipt.
Method 2: Cardless ATM
Another method you can use to withdraw cash without a card is by using a cardless ATM. Cardless ATMs are becoming increasingly popular, and many banks are installing them in their branches. Here’s how to use a cardless ATM:
Step 1: Log in to your bank’s mobile app and select the “Cardless ATM” option.
Step 2: Select the amount you want to withdraw and the account you want to withdraw from.
Step 3: You will receive a one-time authorization code or a QR code on your mobile device.
Step 4: Go to the cardless ATM and select the “Cardless Cash Withdrawal” option.
Step 5: Enter the one-time authorization code or scan the QR code to proceed with the transaction.
Step 6: Collect your cash and the transaction receipt.
Method 3: Over-the-Counter Withdrawal
If you don’t have access to a cardless ATM or mobile banking app, you can still withdraw money from your bank account without a card by visiting your bank branch. Here’s how:
Step 1: Visit your bank branch with a valid ID.
Step 2: Approach a bank teller and explain that you want to withdraw money from your account but don’t have your ATM card.
Step 3: The teller will verify your identity and ask you to provide your account details.
Step 4: Provide the amount you want to withdraw and sign the withdrawal slip.
Step 5: Collect your cash and the transaction receipt.
Conclusion
Withdrawing money from an ATM without a card is possible with the above methods. Using mobile banking apps and cardless ATMs are the most convenient ways to withdraw cash without a card. However, if you don’t have access to these options, you can always visit your bank branch and withdraw cash over the counter. Always make sure to keep your identification documents handy while visiting the bank branch.